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With rising taxes, a volatile stock market and an uncertain economy, many of us are wondering how we can make more money. We are asking ourselves, “Is our current income enough to meet our daily needs?” Perhaps even more importantly, we want to know how we can secure our family’s financial future. And, if we’re really lucky, we can ask ourselves if we’d rather prosper than just “get by”. 

I can only speak for myself, but my guess is that most of us would like to ensure our family’s long-term financial success, not just for our generation, but for future generations – our kids, grandkids and beyond. For that to be possible, however, we have to understand the real cost of traditional financial thinking and to recognize the impact today’s decisions will have on tomorrow’s quality of life.

This is where Prosperity Economics comes in. It is a progressive approach to how we view money and make financial decisions. Prosperity Economics helps us to grow our wealth, eliminate unnecessary transfers of our money into the hands of others, and it reduces or eliminates risk. If that’s the kind of future you want, read further…I can show you how to make your money work for you instead of against you.

When you understand Prosperity Economics, it becomes simple really. Instead of allowing outside entities like the government and financial institutions to control your money and future, you are in charge. With the right tools and knowledge, you can take control of your financial future by choice instead of by chance, eliminating outside risk.

It starts with the four key Principles of Prosperity in which you can:

1. Increase your money supply
2. Create more or better benefits
3. Reduce the risk of, and exposure to, taxes
4. Accomplish all of this without spending any more money than you are already spending

It may sound too good to be true, but I’ve lived this way myself for well over a decade and I’ve shown hundreds of clients how to improve both their current and their long-term financial outlook while leaving a legacy for their families.

If you’re ready to learn how to do this – without obligation and without spending a penny more than you are spending now – please contact me at 877-914-1637 (toll free) or via email today. I’d love to show you how shifting your thinking and understanding Prosperity Economics can start improving your life now!

Do you feel like you are working hard to earn money for your future, only to have to pay it out in the form of taxes, investment fees and other commissions, fees and penalties? We call these “transfers of wealth,” and they are very common but are often unnecessary.

For example, one of the key principles of  economics is that, due to inflation, our money is never worth more now than it is today. That means that when you overpay your tax withholdings to the government in your paycheck, the government has the use of your money until April 15 when you file your tax return—a time frame as much as a year or longer. Receiving a tax refund may seem like a bonus or a savings account of sorts, but in actuality, when the government returns your money a year later, it is not paying you any interest for the privilege of keeping your money and, even worse, your money is actually worth less when you receive that check a year later.

Think of it this way:  You buy a sweater at the mall for $30, pay with a $100 bill, and the clerk tells you they will hold on to your $70 in change and send it to you next April. Would you accept waiting that long to get your change back? Certainly not! Yet that’s exactly what most Americans are doing with their tax withholdings—and even treat the refund like some kind of bonus! A better way is to reduce your tax deductions before they come out of your paycheck.

Everyday we’re faced with transfers of wealth, not only giving our money away to other people or institutions, but losing all control of it in the process. Why would we want to lose control of our money after working so hard to earn it and losing our ability to profit from it once it is transferred away?

Fortunately, there is a better way. Instead of losing control of our money, we can minimize wealth transfers, keeping our money for our own use rather than someone else’s. To get started, we want to recognize where those transfers exist and how they ultimately cost us more money, rather than earning it. Here is a list of common transfers of wealth:

• Taxes — (“We’re here from the gov’t, and we’re here to help you!”)
• Financial Planning — (The usual methods that incur Fees, Losses, etc.)
• Disability — (You were healthy as a horse, then suddenly…)
• Retirement Plans and Funds — (locked-out from use, higher taxes in the future?!)
• Tax Refunds — (We just gave a free loan to the government!)
• Credit Cards — (The banks’ most profitable product.)
• Buying a Home — (the classic 15 vs 30 yr mortgage choice—longer is better!)
• Life Insurance — (it may look cheaper…but is it really?)
• Car Purchases — (Every 5 yrs, your entire life—that cost $2M. Recover that!)
• Investments — (Oops…you didn’t expect to lose that money now, did you?)

By studying each of these transfers, we can learn how they are affecting us and our wealth. The truth is, even though these transfers may seem basic, and even inevitable, each creates a financial loss for us. These transfers have been set up intentionally to make money for the institution, not for us as consumers, but there is a better way. We can challenge common financial practices andasking who is actually profiting from these transfers of wealth.

One of the most complex transfers of wealth to understand is investments. Typically, we look at investments as vehicles that should help us earn more money on our savings, retirement, etc. This is the traditional way of thinking. However, if you’ve ever looked at an investment statement, you’ve seen the fees and you understand that rates of return, which are based on the past and not the future, are not guaranteed. The new thinking – which we call Prosperity Economics – takes a different approach. This thinking helps you find ways to hang onto more of your money to ensure a better financial future for you and your family. Prosperity Economics recognizes that a real investment is something that should be making you money, regardless of the whims of the marketplace. Common “Financial Planning” practitioners misuse the term—to them, an “investment” becomes a gamble instead of a guarantee.

Here’s how it works. Prosperity Economics strives to reduce transfers of wealth so that your money can grow regardless of the marketplace and other outside factors. This is referred to as growth internal savings. We can show you how to put your money in investments that are internally beneficial to you to accomplish three critical goals:

1.    You regain the control of your money.
2.    Your money begins making money for YOU, not for someone else.
3.    You decrease the risk of your investments.

This may seem impossible, but it is entirely doable. By questioning traditional financial and investment wisdom, you can regain control of your future and stop unnecessary transfers of wealth. Through Prosperity Economics, we can show you how you can minimize your transfers of money, and see your wealth grow as a result.  We give you the confidence of knowing that what you want to happen, will happen, not matter what  external factors may come into play.

Want to learn more? Contact us today to stop the unnecessary outflow of cash. We can show you how.