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Since I became a proponent of the Prosperity Economics approach 10 years ago, I continue to be surprised at how traditional financial thinking is perpetuated by the government, financial institutions and the media. We continue to hear falsehoods that facilitate poor decision making. For example, we are encouraged to put pre-tax money into our retirement accounts now. Yet we are likely to pay tax at a higher rate when we retire. I can’t help but call that REVERSE Tax Planning!

We’re also told to invest in stocks, bonds and other funds that claim to have averaged high rates of return.  But this isn’t particularly true overall. The “average” numbers are misleading! For example, over the last 80 years, the Dow Jones Index averaged 6.46%, but the ACTUAL return was only 4.5%. (I’ll have more on Average vs. Actual for you in another post.)

Yet the reality is that reviewing rates of return is like looking in the rearview mirror. We are only seeing a snapshot of the past. Those rates of return are not indicators of a product’s future performance, nor are they guarantees! We want to look forward, not back.

So how do we break away from the party line that we are fed day after day? By challenging traditional financial thinking, by really looking at the numbers, and uncovering who is benefiting from our investments. We can also shake things up by working with like-minded people.

Here’s an example. I have been frustrated with the current climate of financial thinking for years. Knowing there was a better way, I began studying Prosperity Economics. I also joined the Wealth & Wisdom Institute where we discuss financial myths and how to help ourselves and our clients to make better financial decisions.  In support of that effort, I also a volunteer as a speaker and financial educator with the Society for Financial Awareness (SOFA), a non-profit organization whose mission it is to eliminate financial illiteracy and enlighten the public through free educational opportunities.

If you are ready to question traditional approaches and investments that don’t offer guarantees, visit my website, read my blog or subscribe to my newsletter. You’ll see that I’m not like everyone else. I have YOUR best interests in mind, and I can show you how to think differently and how to stop losing money. Call or email me today. Your future begins now.

You’ve watched your kids grow from infants to toddlers and from children to young adults. Now they’re seniors in high school, ready to embark on the journey to adulthood. They’ll be off to college in less than a year. For years, you’ve been telling yourself that you really should start saving because your kids are going to leave the nest before you know it, and guess what, you were right. Somehow time – and saving – has passed you by.

Now it’s time to start paying those tuition fees, and you see that you’ve barely saved enough to cover the first year. Then you realize that there are a lot more expenses to be had than just the tuition itself. There are membership fees to various organizations, pricey textbooks, endless school supplies, and the list goes on and on. This is not ideal financial planning, but you’ve done the best you could with the information you had.

The good news? This doesn’t have to be you!

No parents want to see that they can’t get their kids through school, forcing them to get full-time jobs on top of full-time course loads. Instead, we want to provide for our kids, giving them everything we had and beyond. That’s why proper financial preparation is so important and why you should start thinking about your financial future and all it encompasses today…no matter how you’ve done things in the past.

By educating yourself, you can become more financially aware, learning how to make your money work for you, rather than you constantly working for your money. It is a matter of questioning traditional financial thinking, and looking ahead of us instead of behind us.

It’s time for you to take control of your financial future by implementing a financial strategy that will actually benefit you and accomplish all of your goals, whether you are saving for your kids’ college tuition or to enjoy a comfortable lifestyle when you retire.

Prosperity Economics accomplishes all of that by taking a new approach to financial strategies—an approach that actually gets the job done. After all, when was the last time you saw stock options and retirement funds actually work?! Exactly. I can’t count the times I have interviewed people on the eve of their expected retirement with little more than a pittance of what they should have (and often it is because the market didn’t work out as planned and their broker kept happily extracting fees from their account—even as he continued to lose their money). Unfortunately, a second career at Wal-Mart may be that person’s only realistic option. Don’t let that be you. Take control of your future now

If truth be told, the current ‘norm’ for what I laughably call “Financial Planning” (at least how it is generally practiced by most so-called “Financial Planners” today) just isn’t cutting it. It applies outdated principles to a volatile market, leaving investors with less money than they started with. But you have the power to control the downward spiral, and I can help.

Know What You Want Out of Your Future

Achieving economic prosperity takes planning and strategy. You have to know what you want from your future before you can implement any sort of strategy. For example, if you want to pay your kid’s tuition by the time they are ready to leave for college, you have to plan for that. If you want to secure a livable monthly income in retirement, you have to plan accordingly.

That’s where a Prosperity Economics Consultant can help. Guiding you through the Principles of Prosperity, you’ll be able to increase your money supply, eliminate risk and future taxes, and create more benefits for yourself, too—all the while ensuring that you don’t spend a single dime more than you already do now.

Are you ready to plan for a better future? Contact me today! I will show you how.